Rates

Farmers and Merchants Bank

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Web Site Rate Sheet

All rates are for 5/23/2018 - 5/29/2018. Rates are subject to change. Please contact your local branch office for more information.

    
ACCOUNT TYPEMinimum to DepositAverage Daily Balance
To obtain A.P.Y.
Interest RateA.P.Y.
Free Checking
N/A
N/A
N/A
N/A
NOW Checking
$600
$600
0.05%
0.05%
Super NOW Checking
$1,000
$600
T1
T2
$1,000
$600
T1
T2
0.10%
0.05%
T1
T2
0.10%
0.05%
Prime of Your Life Checking
N/A
$1,000
0.10%
0.10%

MONEY MARKET

$1,000
$100,000
T1
0.30%
T1
0.30%
$25,000
T2
0.25%
T2
0.25%
$10,000
T3
0.15%
T3
0.15%
$2,500
T4
0.12%
T4
0.12%
N/A
T5
0.10%
T5
0.10%
JUMBO Money Market
$100,000
$100,000
T1
0.35%
T1
0.35%
N/A
T2
0.15%
0.15%
Sweep Account
N/A
N/A
0.50%
0.50%
Savings Account
N/A
N/A
0.10%
0.10%
Vacation Club Account
N/A
N/A
0.10%
0.10%
Holiday Club Account
N/A
N/A
0.10%
0.10%
Certificates of Deposit
3 month
$500
$500
0.05%
0.05%
6 month
$500
$500
0.10%
0.10%
12 month
$500
$500
0.25%
0.25%
18 month
$500
$500
0.35%
0.35%
24 month
$500
$500
0.40%
0.40%
30 month
$500
$500
0.45%
0.45%
60 month
$500
$500
1.40%
1.41%

10 Month CD Special

$500
$500
1.50%
1.51%

15 Month CD Special

$500
$500
1.25%
1.26%

36 Month CD Special

$500
 
$500
 
1.50%
 
1.51%

61 Month CD Special

$500
$500
1.75%
1.77%
IRA Accounts
3 month
$100
$100
0.15%
0.15%
6 month
$100
$100
0.20%
0.20%
12 month
$100
$100
0.35%
0.35%
18 month
$100
$100
0.45%
0.45%
24 month
$100
$100
0.50%
0.50%
30 month
$100
$100
0.55%
0.55%
60 month
$100
$100
1.50%
1.51%

The terminology, Annual Percentage Yield is abbreviated as A.P.Y., for the purpose of this deposit interest rate information and is subject to change at any time.  A penalty may be imposed for early withdrawal, and fees could reduce earnings on the account. 

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